Car insurance without the hassle

Compare car insurance from multiple insurance companies and choose the coverage that fits your budget. With or without a US license, no SSN and no credit history.

No SSN No credit check ITIN accepted 2 minutes
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Reviews

More than 90,000 drivers already drive with peace of mind

From McAllen to Los Angeles. Real stories from the community.

Stephanie Stephanie Rio Grande Valley

“Sigo Seguros offered me the most affordable price. I loved that I could complete everything online, quickly and easily.”

★★★★★
Cesar Cesar Houston Metro Area

“Sigo Seguros saved me a lot of time because I could do everything digitally.”

★★★★★
Francisco Francisco Dallas Fort Worth Metro Area

“Sigo Seguros gave me a good price, but even better was how easy and fast it was to do everything online.”

★★★★★
Driving is easy.
Getting car
insurance that
makes sense, not so much.

The usual car insurance agencies ask for everything and leave you on the phone for half an hour. It should not be this hard.

Social Security number? American credit history US driver's license Confusing insurance jargon

With Sigo Seguros, none of that.

How it works

How to get a car insurance quote in 3 steps

Three steps. Two minutes. Zero paperwork.

YOUR ZIP CODE
01234567890123456789
01234567890123456789
01234567890123456789
01234567890123456789
01234567890123456789
McAllen TEXAS
Step 1 — Your ZIP code

From your phone, wherever you are.

Start your quote online in two minutes. Just your ZIP code to get going.

No SSN No credit ITIN accepted
Step 2 — Compare and choose

All your options, side by side.

A single search checks several insurers and shows you the options sorted by price. You decide, no pressure.

Several insurers Sorted by price
Finding the best rates for you…
BEST PRICE
covercube $111.83 /mo
Continue
Old American $136.80 /mo
Continue
Contigo $154.15 /mo
Continue

Sample prices. Your actual rate depends on your profile and is shown when you quote.

9:41
Proof of insurance

Ready to show whenever you need it.

● ACTIVE
Download
Step 3 — Drive easy

Your proof of insurance, always on hand.

You get a digital proof of insurance, ready to keep or show whenever you need it. And if you have questions, our licensed agents are here to help.

Digital proof Real agents when you need them

We compare prices from top insurers

  • Bluefire Insurance
  • GEICO
  • GAINSCO
  • Infinity / Kemper
  • CoverCube
  • Aspire
  • Assurance America
  • Falcon Insurance
  • First Acceptance
  • Commonwealth
  • Alinsco
  • Reliant
  • Qualitas
  • Onward
  • Noble
  • Anchor General
  • Apollo
  • Breckenridge
  • Connect
  • Constitution
  • Hillco
  • Patriot

Coverage

What does full coverage car insurance include?

Two clear plans. You decide.

BASIC PLAN

Liability (basic coverage)

The minimum the law requires to stay legal.

Damage and injuries to third parties
Damage to others' property
Your own car
★ Recommended FULL PLAN

Full coverage

Complete protection for you and your car.

Damage and injuries to others
Damage to others' property
Your own car (crash, theft, weather)

Available coverages and prices depend on your eligibility, the insurance company's underwriting, and the state where you live.

Where we are

States where you can get a quote with Sigo Seguros

Today you can get a quote with Sigo Seguros in California, Texas, Florida and Arizona. More states on the way.

AVAILABLE NOW
California Texas Florida Arizona
COMING SOON
● Illinois● Colorado● Nevada● New Mexico● New Jersey
AZ CO FL NJ TX IL NM CA NV

Questions

Car insurance questions, answered

What does full coverage car insurance include?

Full coverage usually means the liability the law requires plus protection for your own car if it is in a crash, stolen, catches fire or is damaged by weather. What each policy includes depends on the insurance company and the plan you choose. We explain the coverages in detail on our FAQ page.

How much does car insurance cost?

The price depends on your age, your driving record, the car you drive, the state you live in and the coverage you choose. Every insurance company calculates it differently, so there is no single price. When you get a quote we compare options from several insurance companies and show you the prices available for your profile, subject to each company's review.

How do I find cheap car insurance?

When you are looking for the cheapest policy, it helps to know what you are comparing. The lowest price is almost always the minimum coverage the law requires, and that means damage to your own car is not covered. If your car is new or you are still paying it off, wider coverage may be worth it even if the monthly payment is higher. You can also look at your deductible, since a higher deductible usually lowers the monthly payment. What matters is looking at price and coverage together, not just the number.

Can I buy car insurance without a driver's license?

Yes. You can get a quote and buy with a consular ID, passport, ITIN or foreign license. Approval and the options available depend on each insurance company and the state you live in.

How do I get a car insurance quote online?

Quoting online is fast and there is no complicated paperwork. You fill out the form on our website, right from your phone, wherever you are.

In a single search you compare options from several insurance companies. When you pick the one that works best for you, you can buy and get your proof of insurance in minutes.

And if you have questions, licensed agents are available to help you finish your purchase and make the best decision for your needs.

Why go through an insurance agency instead of buying direct?

An agency like Sigo Seguros works with several insurance companies, so in one place you compare different options and choose the coverage that fits your needs and your budget.

Instead of getting a quote company by company, you see several options side by side and licensed agents guide you through each step so you can make the best decision.

What is the minimum car insurance required in my state?

Every state requires a different minimum. These are the minimums in the states where you can get a quote with Sigo Seguros:

California

$30,000 per person and $60,000 per accident for injuries to others, plus $15,000 for damage to someone else's property.

Texas

$30,000 per person and $60,000 per accident for injuries to others, plus $25,000 for damage to someone else's property.

Arizona

$25,000 per person and $50,000 per accident for injuries to others, plus $15,000 for damage to someone else's property.

Florida

$10,000 of personal injury protection (PIP) for your own medical bills, plus $10,000 for damage to someone else's property.

California, Texas and Arizona are at-fault states: whoever causes the accident is responsible for the other person's damages. Florida is a no-fault state, so your own PIP covers your medical bills even if the accident was not your fault.

These are the minimums the law requires, not necessarily the coverage that is right for you. What each policy includes depends on the insurance company and the plan you choose.

More questions? Visit our FAQ page .

Protect your future with Sigo Seguros

Your quote in 2 minutes. Free and no commitment.

No SSN No credit check Plain language From your phone